First Time Buyer
This is an exciting time as you enter into a new chapter of your life. Owning a home comes with both financial and lifestyle benefits. Financially, real estate is one of the largest and potentially most lucrative investments most people make in their life times, from the financial gains of building equity to the tax savings of mortgage interest write-offs. It’s a great way to invest in your financial future. Lifestyle benefits are not a measurable, but still there. You have a place to call your own, a space that can truly reflect who you are in the world and elevate your quality of life.
Buying a home is a big decision, and there are many factors that come into play. What neighborhood is right for you? How much can you afford to pay monthly? How much money do you need to for a down payment? All thoughts of many first time home buyers and vary from person to person. Not to worry, we have all of these answers for you. Our goal is to have our first time buyers feel confident, not only in their decision to purchase, but in their understanding of the purchasing process. We have created a search process with tools and systems that helps our clients identify their perfect home. It is with mutual understanding and trust between our clients and our process that allows us to position their offers competitively to win the home of their dreams. Once we get into escrow we are there every step of the way educating, guiding, and negotiating on behalf of our clients best interests. The most rewarding part of helping our clients purchase a home is handing over the keys.
How Much Can I Afford?
We always recommend our clients start out by speaking with a lender to know what they are qualified for. Getting qualified not only provides you information about what purchase price you can afford, but what your payments will be. We always want our clients to be both comfortable and confident in how much they want to spend on their home.
The Weber Accetta Team Recommended Lenders:
Adam V. Barreto
Kinecta Federal Credit Union
Bank of The West